1. Information Collected
At Informed Choice Insurance, we respect your privacy and are committed to protecting your personal information. We collect information that you voluntarily provide to us when you express an interest in obtaining information about our insurance products, request a quote, or contact us.
The personal information that we collect depends on the context of your interactions with us and the services you request. It may include:
- Personal Identification Information: Name, address, email address, telephone numbers, and date of birth.
- Healthcare & Financial Information: Current insurance provider, Medicare eligibility status, health history necessary for underwriting, and financial planning goals.
- Technical Data: IP address, browser type, operating system, and access times.
2. Cookies Usage
We use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Cookies are small data files stored on your hard drive or in device memory that help us improve our services and your experience, see which areas and features of our services are popular, and count visits.
You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.
3. Third-Party Analytics
We partner with third-party analytics providers, such as Google Analytics, to allow tracking technologies and remarketing services on the website through the use of first-party cookies and third-party cookies. These services help us analyze users' tracking, behavior, and engagement on the website.
By accessing our website, you consent to the collection and use of your information by these third-party analytics providers. We encourage you to review their privacy policies and contact them directly for responses to your questions.
4. Data Sharing Practices
We do not sell, trade, or rent your personal identification information to third parties. We may share your information only in the following specific situations:
- With Insurance Carriers: To obtain precise insurance quotes, verify eligibility, or process insurance applications with A+ rated insurance carriers we represent.
- With Service Providers: We may share your data with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf (e.g., email service providers, customer relationship management software).
- Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.
5. HIPAA Language & Protected Health Information
To the extent we collect, maintain, or transmit Protected Health Information (PHI) governed by the Health Insurance Portability and Accountability Act (HIPAA), we pledge to maintain the confidentiality of your PHI. We implement strict administrative, physical, and technical safeguards to ensure your health information is fully secure and handled strictly in accordance with federal law.
6. Opt-Out Procedures
You have the right to opt out of marketing communications at any time. You can manage your communication preferences by:
- Email Communications: Clicking the "unsubscribe" link found at the bottom of any marketing email we send.
- SMS Communications: Replying "STOP", "QUIT", or "UNSUBSCRIBE" to any text message received from us.
- Direct Request: Contacting our privacy officer directly via phone or email to be removed from all calling and mailing lists.
7. Contact Information
If you have questions or comments about this Privacy Policy, your rights, or our data practices, please contact us at:
Informed Choice Insurance
1603 Sun City Center Ste 1517-c
Sun City Center, FL 33573
Phone: (800) 798-9192
Email: info@informedchoiceinsurance.com
8. Security Statement
We have implemented appropriate organizational and technical security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure. We cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.